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I know there's nothing you can do. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. If this occurs, you won't incur a duplicate fare. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. But is it possible to go to a ticket booth. Pay down this card's balance quickly to improve your credit. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. Wow. The people who run the Myki system can't transfer funds - Reddit Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Carrying that balance is costing you $1,000 a year in interest. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. Myki (/ m a. Replacements usually take up to 10 business days and include the remaining balance of the old card. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> No, you cannot transfer a balance from one Synchrony Bank credit card to another. Most balance transfers with Chase process within a week. How To Transfer A Credit Card Balance To Another Card. This helps you to avoid late fees and penalty APRs on your existing accounts. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. What is a Balance Transfer Credit Card? | Discover I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . How to Transfer a Credit Card Balance to Another Card So I had a mobile MyKi with around $6.xx balance on it. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). <> 185 0 obj If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. If you're still travelling after 2 hours, you'll be charged a daily fare. This lets you contact us to request a refund of any balance on the Mobile myki. -- Lee Huffman, credit card expert at BaldThoughts.com. 0000014515 00000 n Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. They earn interest on it. *Rates, fees or bonuses may vary or include specific stipulations. How to Process Credit Card for Consumers & Merchants? Most people would keep the same card for years. You'll need to buy and top up a new Mobile myki. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. Check your old Myki cards - Daniel Bowen 0000003014 00000 n How to Show Credit Worthiness without Credit? I called, they told me it couldn't be done and that I would need to fill out a form. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. You can register up to eight active mykis on an individual account. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. Posting by mobile so you can find it yourself ;-). <> Mobile myki is different to an existing myki card. New comments cannot be posted and votes cannot be cast. Myki travel cards 80 million dollars in lost money Victoria news In my experience touching on is quicker than validating a metcard. <>stream Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . Whats the Difference between Business vs. Corporate Credit Cards? If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Just one more benefit you enjoy as a COPFCU member. There is no principle. Always the last place you look lol. By phoning 1800 800 007. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. Well block your myki and arrange a replacement myki. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. What is the best credit card for bad credit? Online at Public Transport Victoria website . This could save you money if you're moving the balance to a card with a much lower interest rate. About a week back, I went from Frankston to St. Albans, changing at Flinders. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. 216 0 obj You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. Check your phone to make sure you're connected to WiFi or mobile data. Whats the Difference between Business Line of Credit vs. Business Credit Card? You need to submit a balance transfer application that is subject to approval. 0000005683 00000 n 0000003774 00000 n On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. endobj Wells Fargo Credit Card - Balance Transfer - Wells Fargo 0000118744 00000 n If you register your myki, you can set Auto Top Upand manage your myki. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. Why is it impossible to transfer money online between different Myki cards? MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). All myki smartcards expire after four years. What credit cards don't require a deposit? If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. The system was developed by Kamco (Keane Australia . Your myki money or pass can then be transferred to a new smartcard. This resets the fare expiry and gives you more time to complete your journey. This answer was first published on 03/01/23. This is a requirement of Google. How to transfer or move myki money pass (Public - YouTube damage that exceeds normal wear and tear. Do I ever lose the money . You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. Balance transfer fees may apply. If you have Mobile myki you can set Auto Load via the Google Pay app. You can then see what Android version youre on. We have this new thing called EMAIL. endobj Auto top up and Auto-load cant be transferred to your new myki. According to the Fares and Ticketing Manual (ptv.vic.gov.au) They could have at least have forms on their website to print and send. Youll need to complete a V/Line Passenger Refund Application Form. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. New comments cannot be posted and votes cannot be cast. 0 Personal Credit Cards? Can you transfer MyKi balance from one card to another? It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. myki Pass Great if you travel often and on consecutive days. This question is about Synchrony Bank Credit Cards. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. What is the best credit card for fair or average credit? Does a balance transfer happen automatically? 2. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Privacy Policy. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. The process begins when you submit a balance transfer application. They are good for people who use transport frequently. Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? A quick tutorial to transfer your myki balance between google pays on different android phones. Create an account to follow your favorite communities and start taking part in conversations. 0000012144 00000 n Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. They actually can transfer your funds really easily but you need to get a case created. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. You can also request up to two years of travel and transaction history by calling1800 800 007. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. Tap Travel Card. Enter your cell phone number and well send you a link to install the WalletHub app. If you have Mobile myki you can set Auto Load via the Google Pay app. We'll block it and can arrange a refund to your new Mobile myki. Only time I had to was when my original myki was expiring. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . 13 Best Balance Transfer & 0% APR Credit Cards of March 2023 How does credit and credit cards work for students? Image what could have been done with a billion fucking dollars. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. endobj Do You Have to Be a Student to Get a Student Credit Card? 184 0 obj No. The reason for that is because low interest rates for transfers are made to attract new customers. At this stage, these are the only card types available on Mobile myki. You will need to provide identification to show that you are the registered myki card holder. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. 180 0 obj endobj . This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. I understand your frustration, especially when it's something that can be done quickly. I have a card with $19.90 on it. How to transfer a balance to a Capital One credit card Cookie Notice It appears as a "Approved Level 2" request on my myki account on the website. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. What happens to your credit card after a balance transfer? Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. 0000118233 00000 n Tap Continue. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. You can manage up to 8 mykis through one account. My Myki was due to expire after three years. Within the phone, go to Settings > System > About phone. To do so, you have to block your existing Myki card (annoying, we know). After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". What is the glossary of common credit card terms? I was told that when I made a new card I would be able to transfer the money across. All myki smartcards expire after four years. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. Step 3: Review Card Offer Terms. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Done it twice now. You can also replace your myki online or by calling us. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. Children, seniors and concession go card holders travel at 50% of the normal adult fares. You can replace some types of tickets if they are lost or stolen. JavaScript must be enabled to use this site.We're sorry for any inconvenience. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! How Does Mobile Myki Work In Australia? Guide To Ise Myki - Mobile Pokies Your current balance will be transferred to the new myki, which you can use immediately. There must be hundreds of thousands of Myki card balances in this situation, if not millions. Your original go card will be cancelled immediately and cannot be used for further travel. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. How Prepaid Cards Work & Why You might want one? You can manage your Adelaide metroCARD online by setting up an account. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Public transportation passes transfer on Google Pay android phones. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. Can I transfer my American Express balance to another card? - WalletHub 0000002429 00000 n For more information, visit the V/Line website. Why Military Personnel Are Vulnerable to Identity Theft? Easy, and only required every three years!! The balance transferred when the old card expired. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. Credit cards may set a minimum balance transfer fee of $5 or $10. What is the best credit card for excellent credit? On your new phone, download Google Wallet and set it up with your same account details. After all, I was going to pay more money as opposed to the concession rate. Can I use Mobile myki on my Android phone? Remember to top up with enough money to pay for your entire journey. Yes. You would break even only after a year. 181 0 obj Sorry, the Seniors Card program cannot replace lost myki cards. What's Auto-load? The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . Your Mobile myki expires after two years. 1. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. Four reasons a credit-card balance transfer may be a bad idea <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Is it a Myki issue? One may also ask,do pensioners get free train travel in . I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. So I had a mobile MyKi with around $6.xx balance on it. How To Do a Credit Card Balance Transfer in 8 Steps Only needed to log on and change auto top-up to new card. A billion fucking dollars. For example, when your myki Money balance reaches $10, you could top up with $20. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. What is the best balance transfer credit card? Can someone explain why this isn't possible? Now, on the form it says I need the card to be re-imbursed. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Choose the zones you want to travel in and the number of consecutive travel days you need. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Step 4: Analyze Your Top Picks. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% .